Car Loan
At SK Finance, we offer car loans to help you fulfill your dream of buying your very own personal or commercial car without worrying about finances. Be it a hatchback, sedan, or SUV, you can avail loan on any of your new car ex-showroom or existing car value at the most competitive interest rates with minimal paperwork.
So, why wait? Apply for your car loan now!
Pre-owned/Used/Commercial Car Loan
SK Finance pre-owned car loan brings you a hassle-free and custom financing used car loan solution made for individuals and businesses who are looking to buy a second hand car or commercial car. We provide easy loan process and doorstep service to customers in metro cities, semi-urban, and rural areas—making your dream car more accessible than ever!
Once we estimate your car value, get instant approvals and secure funding in just 1-2 days— apply now to drive your dream vehicle soon!
Overview
We offer Car Loans that serve your needs, with up to 100% financing on ex-showroom value from top brands like Maruti Suzuki, Hyundai, Toyota, Honda, TATA Motors, Mahindra, and others. Our expert team is always ready to assist you with the loan application process and ensure a seamless experience.
With SK Finance, you can apply for a car loan online or you can visit our nearest SK Finance branch and submit the required documents to get your dream car today!
Features & Benefits of Car Loan
Looking to buy a car? We help you obtain finance easily with compelling features and benefits for those seeing used car loans, making the journey to owning 2nd hand car easy and affordable.
- Loans for all owner profiles.
- Attractive interest rates.
- 100% transparency in loan process.
- Quick loan application and processing.
- Seamless loan disbursals.
- Convenient used-car financing options.
- Easy EMI calculator.
- Minimal documents.
- Loan up to 90%* of the car value.
- No hidden charges.
- Loan against car.
Eligibility
Car loan eligibility is a critical factor when applying for a loan. We evaluate your eligibility based on various factors, including your credit history and valid documentation. To qualify for a car loan, applicants must fulfill the following requirements:
Nationality
Indian
Loan Tenure
84 Months
Customer Profile
Salaried, Self-employed, Farmer
Employment / Business Stability
2 Years or more
Car Loan Interest Rates and Other Charges
Drive your dream of owning a four-wheeler with SK Finance Car Loan at competitive interest rates and minimal charges. Finance the purchase of your car with lower EMIs and favorable terms.
- Competitive interest rates that are easy on the pocket.
- Comfortable options for repayment for customers.
- Easy digital application process with round-the-clock service and support.
- Easy eligibility criteria for interest.
- Your tenure, principal amount, and other aspects will influence the final rate of interest.
- Lowest EMIs per month.
- Easy foreclosure of loan.
FAQ
While applying for the car loan, you will need to provide documents such as: ● PAN/ Form 60 to be mandatorily submitted; ● Latest photographs of all the Applicant(s) and guarantor; ● Date of Birth Proof: Driving License/PAN Card/ Passport copy/ Birth certificate/ 10th mark sheet bearing date of birth; ● Bank statements: Latest statements/ Bank passbook (updated within 90 days); ● Documents related to income and expenditure, documents related to any other loan, if taken; ● Any other documents related to the Applicant(s) credit assessment as required by the Company.
